Why Buying Gold Is Still the Most Reliable Investment (And What About Silver?)

Is it worth investing in gold and silver now?

Absolutely. While markets fluctuate, currencies weaken, and headlines scream uncertainty, gold and silver remain true, ageless, and reliable. Financial expert Robert Kiyosaki, author of Rich Dad Poor Dad, has been vocal about purchasing gold and silver as a hedge against inflation, market crashes, and the depreciation of fiat currencies.These are not just shiny metals; they are tangible assets that can withstand any crisis. For ages, gold and silver have outlived banks, governments, and economic downturns. They don’t rely on Wi-Fi, Wall Street, or the latest big digital trend; they just hold value. Always have. Still do. Owning gold and silver isn’t out of style; it’s prudent in today’s age of digital everything and financial cacophony. It’s a means to ground your portfolio in something solid, dependable, and effective.

1970 to 2025: What Gold and Silver Have Taught Us

In 1970, gold was around $35/oz, while silver was under $2/oz. Fast forward to the present, and both showed why they have been trusted for generations. Gold and silver consistently appreciate during economic downturns, serving as safe havens when fiat currencies and markets fail. Here’s how they dealt with significant financial crises:

1980 Inflation Surge :

Gold went up to more than $700 an ounce, and silver went up to almost $50 an ounce. This was because of inflation, oil shocks, and tensions between countries.

2008 Financial Crisis :

Gold prices increased from around $825 to $1,650 per ounce. Silver fell to $9 before rising to nearly $50 by 2011, representing a 400%+ rebound.

2020 COVID Crash :

After a brief drop, gold broke records, reaching $2,000+/oz by August 2020. Silver rose from $12 to more than $25, boosted by stimulus and industrial demand.

Long-Term Price Summary:

Gold:

From $35/oz in 1970 to $2,000+/oz in 2025, the growth rate is more than 50 times.

Silver:

From a low of $2/oz in 1970 to a high of $45/oz in 2011, there was over 20x growth.

Why Every Portfolio Needs Gold & Silver

Including gold and silver in your investing portfolio is more than just tradition; it is also about protection.

Diversifies Risk

Precious metals frequently move in opposite directions to stocks or cryptocurrency, providing your portfolio with stability during times of turbulence.

Hedge Against Inflation & Crisis

Gold and silver preserve your purchasing power against inflation, recessions, and geopolitical shocks, when most investments underperform.

Proven Long-Term Growth

Gold has risen from $35/oz in 1970 to more over $2,000/oz now, demonstrating its enduring value as a wealth-preserving asset.

Peace of Mind

Gold is tangible, liquid, and widely trusted; unlike tech stocks or meme coins, it never goes away. It’s a secure place to keep money when you need it most.

Even Countries Have Faith in It: The Top 5 Gold Reserve Owners

If gold were not valuable, central banks would not keep it. However, the world’s largest economies do—and in vast volumes. 

It is obvious that owning gold and silver is necessary if entire countries depend on it to stabilize their economies.

The Strength of Physical Ownership

Because paper money can lose all of its value and digital assets can become inaccessible during times of war or economic collapse, it is imperative to hold physical gold. On the other hand, physical gold is still a highly sought-after and widely recognized form of payment; it is a real store of value during emergencies. When conventional financial systems fail, it can be a lifeline, enabling you to obtain essentials when everything else fails.

           It is impossible to overestimate the significance of having actual gold in your possession. Don’t let anyone else hold it for you; once you do, you have control over its value. In fact, American banks such as Bank of America and Wells Fargo provide gold-backed loans, which use your gold as collateral and serve as a contingency fund in case of emergencies. This demonstrates how valuable physical gold can be as a way to ensure financial stability in difficult times as well as an investment.

Gold & Silver Behavior in Different Financial Conditions

Gold and Silver (Last Five Years)

Using roughly average prices, let’s examine the percentage increase in gold and silver over the previous five years to demonstrate their recent performance. As of late June 2025, the price of silver is about $29–$30/oz, and the price of gold is over $2,000/oz (roughly $2,300–$2,350 USD per ounce).

Final Thoughts :

They are reliable, tried-and-true, and not fads or speculations. You hold gold and silver to maintain financial stability when everything else changes, not to make quick money.

Because gold and silver have historically maintained purchasing power during periods of high inflation, a portfolio that ignores them is missing a vital layer of protection. Even though they might have brief declines, they continuously demonstrate their worth over time.It’s not a luxury to own gold and silver if you’re serious about accumulating long-term wealth and financial stability.